45,000+ free practice questions and 1100+ lessons across 40 professional exams, every question with a detailed step-by-step solution. The original question bank and written lessons stay free forever. Full access requires a free account and is subject to usage limits. No trial period, no credit card.
45,000+ questions1100+ lessons40 exams8 providers
Free practice questions, worked solutions, and written lessons.
The full original question bank, written solutions, lessons, formula sheet, mixed practice, and readiness tracking for exam prep are free forever. Full access requires a free account and is subject to usage limits. No trial period, no credit card. Every constructed-response item has a copy-to-AI prompt builder for your own ChatGPT or Claude. Become a Fellow ($79/qtr) only if you want mock exams, flashcards, analytics, AI essay grading, and a personalized study plan.
Practice tools for your exam
Fellow ($79/qtr) adds the pacing tools.
✓
45,000+ Practice QuestionsFREE
Every question includes a detailed, step-by-step solution.
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Diagnostic QuizFREE
12 questions per exam, an instant readiness score, no signup.
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1100 Full LessonsFREE
Topic-by-topic lessons with worked examples, figures, and formulas.
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Mixed PracticeFREE
Cross-topic sessions to keep recall sharp.
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Readiness TrackingFREE
An estimate based on your practice history for each exam.
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Copy-to-AI Essay PromptsFREE
Structured prompts you paste into your own ChatGPT or Claude for self-graded essay feedback.
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Flashcards & Spaced RepetitionFELLOW
SM-2 review cards for long-term retention.
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Timed Mock ExamsFELLOW
Full-length practice exams weighted to the real blueprint.
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AI Grading for EssaysFELLOW
Instant AI-graded feedback on constructed-response essays using the practice item's rubric and reference solution.
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Performance AnalyticsFELLOW
Topic-by-topic mastery breakdown with difficulty mix.
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Personalized Study PlanFELLOW
Adapts to your exam date and weakest topics.
What's Free, and What Fellow Unlocks
The original question bank, worked solutions, written lessons, mixed practice, and readiness score stay free forever. Full access requires a free account and is subject to usage limits. Fellow adds mock exams, flashcards, analytics, and a personalized study plan.
✓
Free forever
$0 · no credit card
45,000 practice questions with detailed solutions
1100 full lessons
Copy-to-AI essay prompts for your own ChatGPT or Claude
Mixed practice sessions across all topics
Formula sheet and reference materials
Readiness tracking based on practice history
No paywalls on original questions · no trial period · no credit card
✦
Fellow unlock
$39 / mo · $79 / qtr per track · $199 / yr as Fellow Plus
Timed mock exams with weighted scoring
Spaced-repetition flashcards backed by memory science
Topic-level practice to drill weak areas
Performance analytics by topic and difficulty
AI grading for constructed-response items using the practice item's rubric and reference solution
Personalized study plan that adapts to your exam date
Financial self-efficacy refers to which of the following?
🎉
Correct Answer: C
Solution
C is correct.
Financial self-efficacy refers to an individual's confidence in their own ability to successfully manage their finances and achieve financial goals. It is rooted in Bandura's broader concept of self-efficacy and reflects perceived competence rather than actual knowledge or wealth.
from CPA FAR
Hard
Under the regulatory basis of accounting (a special purpose framework), which of the following statements is correct regarding how transactions are recorded?
🎉
Correct Answer: B
Solution
B is correct.
The regulatory basis of accounting is a special purpose framework under which financial statements are prepared in accordance with the financial reporting provisions prescribed by a governmental regulatory agency. These provisions may differ from U.S. GAAP in how transactions are recognized, measured, and disclosed. Examples include state insurance commission reporting requirements or banking regulatory reporting.
The full original question bank is free with an account, subject to usage limits. Worked solutions, written lessons, mixed practice, and your readiness score stay free. The original question bank, worked solutions, written lessons, mixed practice, and readiness score stay free forever. Timed mock exams, spaced-repetition flashcards, AI grading on supported exams (5 attempts a day), performance analytics, and a personalized study plan. Practice and grading usage limits apply.
What does the $79 Fellow tier unlock?
Fellow is $39 per month or $79 per quarter, per track, and the $199 annual is Fellow Plus. It unlocks timed mock exams with weighted scoring, spaced-repetition flashcards built on memory science from cognitive psychology, topic-level practice for drilling weak areas, performance analytics by topic and difficulty, and a personalized study plan that adapts to your exam date. Everything else stays free.
What exams does FreeFellow cover?
FreeFellow covers 40 professional exams: SOA actuarial (P, FM, FAM, SRM, PA, ALTAM, ASTAM), CAS actuarial (MAS-I, MAS-II, 5, 6U), CFA Levels I through III (all three Level III pathways), the CFP exam, CPA sections (AUD, FAR, REG, BAR, ISC, TCP), CAIA Levels I and II, GARP FRM (Parts I and II), FINRA/NASAA securities licensing (SIE, Series 6, Series 7, Series 79, Series 63, Series 65, Series 66), IRS Enrolled Agent (SEE Parts 1, 2, 3), IMA CMA (Parts 1 and 2), and IIA CIA (Parts 1, 2, 3).
How many practice questions does FreeFellow have?
FreeFellow currently has 45,000+ practice questions across 40 exams, each with a detailed step-by-step solution. Questions span three difficulty levels and are aligned to the 2026 exam syllabi. The question bank is updated regularly.
Does FreeFellow have study lessons?
Yes. FreeFellow includes 1100+ comprehensive text lessons across multiple exams, all free. Lessons cover key concepts with worked examples, figures, and formulas. They are designed to build your conceptual foundation before you move to question practice.
Who writes the questions?
FreeFellow uses AI to draft original questions. Automated checks run before publication. Difficulty calibration uses candidate answer data after publication. FreeFellow's founder, Jeffrey Ting, FSA, CFA, oversees content quality.
Does FreeFellow use AI?
FreeFellow uses AI to draft original questions. Automated checks run before publication. Difficulty calibration uses candidate answer data after publication. Supported written-response questions include copy-to-AI prompts. AI grading uses the practice item's rubric and reference solution. 5 attempts a day on Fellow; Fellow Plus removes that allowance, subject to grading rate and usage limits. AI grading allows up to 30 requests an hour in standalone practice, 60 an hour during a mock, and 90 over a rolling 24 hours across both. Monthly usage limits also apply. An answer with several parts can use several grading requests.
How does AI grading for constructed-response essays work?
On supported written-response questions, AI grading uses the practice item's rubric and reference solution and returns per-criterion feedback. 5 attempts a day on Fellow; Fellow Plus removes that allowance, subject to grading rate and usage limits. AI grading allows up to 30 requests an hour in standalone practice, 60 an hour during a mock, and 90 over a rolling 24 hours across both. Monthly usage limits also apply. An answer with several parts can use several grading requests. Free accounts can use copy-to-AI prompts.
About FreeFellow
Jeffrey Ting
FSA, CFA · Founder
FreeFellow was built by Jeffrey Ting, a credentialed actuary and CFA charterholder who has passed thirteen of the hardest exams in finance, all on his first attempt. He paid four-figure prep fees along the way.
So he started writing his own questions, then lessons, then mock exams, until it grew into a full prep platform covering 40 exams with more than 45,000 original practice questions.
01
Cost shouldn't decide who gets in.
A CFA charter, a CPA license, an actuarial credential. Each opens a real career, but prep fees add to the cost of getting there. FreeFellow keeps its original question bank and written lessons free so you can study even if a paid course is out of reach.
02
Free should mean free.
The original question bank, the worked solutions, the topic lessons, mixed practice, and your readiness score stay free, forever. Full access needs a free account, and practice usage limits apply. Fellow adds AI grading on supported exams, spaced-repetition flashcards, full-length mock exams, analytics, and a study plan that adapts to your progress.
Pick your exam, and the full question bank with worked solutions is yours. The full original question bank is free with an account, subject to usage limits. Worked solutions, written lessons, mixed practice, and your readiness score stay free.
