Private Credit Strategies

Free CAIA Level I lesson in Private Credit. 45 min read, ~6,784 words.

Private credit grew because post-GFC bank regulation (Basel III, Dodd-Frank) created a lending gap. The market expanded from $200B in 2007 to ~$1.6T in 2024. Direct lending = senior secured, first lien, floating rate; mezzanine = subordinated, higher yield, often includes equity kickers and may add PIK, step-up, or profit-participation...

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