Structured Products and Credit Derivatives

Free CAIA Level I lesson in Private Credit. 45 min read, ~6,726 words.

Tranching splits a collateral pool into senior, mezzanine, and equity pieces; losses hit equity first, senior last. Structured products move markets toward completeness by creating payoffs in "states of the world" where investors most need them. CMOs redistribute prepayment risk across seven tranche types (sequential-pay, PAC, TAC, PO, IO, floating-rate...

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