Judge whether a government or industry program is working, weighing solvency, efficiency, stability, and long-run viability against its purpose.

Free CAS Exam 6-U.S. (Regulation and Financial Reporting) lesson in Government Programs. 11 min read, ~1,614 words.

Judge any program on four axes: solvency, efficiency, stability, and long-run viability, always measured against its stated purpose. Solvency: premium plus reserves plus backstop capacity must cover expected losses; recurring Treasury borrowing signals a structural deficit, not a bad year. Efficiency: read the expense ratio, subsidy targeting, and control of...

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