CFA Level I · Equity Investments · Free Lesson

Market Efficiency

Free CFA Level I lesson in Equity Investments. 15 min read, ~2,308 words.

When an earnings announcement reaches every investor, competing buy and sell orders can incorporate its implications before you place a trade. An analysis can be correct yet offer no remaining trading advantage.

The efficient market hypothesis (EMH) asserts that security prices fully reflect available information. No investor can consistently earn risk-adjusted abnormal returns, after information and trading costs, using information already reflected in prices. Efficiency allows estimation errors and price changes when new information arrives.

Market value is the price at which a security currently trades. Intrinsic value is an analyst's estimate of its underlying worth, based on expected cash flows and the required return. Different assumptions can produce different intrinsic values for the same security.

A stock trading at $48 looks undervalued to an analyst estimating intrinsic value at $55. That $7 gap is an estimate, not a guaranteed profit. Market efficiency concerns how well prices incorporate information, so an analyst's disagreement with the market does not establish mispricing.

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Common mistakes

Bottom line

Exam shortcut

When a question asks which EMH form a strategy violates, underline the information required to run it. Select the narrowest sufficient information set, then carry the violation upward if the question asks about other forms. For event studies, check whether the chart shows raw prices or abnormal returns before interpreting drift. Violations go up, never down.

The full lesson (about 2,308 words, 15 min read) adds 2 worked examples, all 5 common mistakes, a self-check, free in the app.

Learning objectives

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