Transferring the Wealth

Free CFA Level III: Private Wealth lesson in Transferring the Wealth. 22 min read, ~3,368 words.

The \$19,000-per-donee annual exclusion (2026) compounds without consuming the lifetime exemption and doubles via gift splitting for married couples. The unified federal gift and estate exemption is \$15M per person under OBBBA (2026), with a top rate of 40%. Gifted assets carry over basis while bequests receive a step-up, favoring...

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