CPA FAR · Financial Reporting · Free Lesson

Special Purpose Frameworks

Free CPA FAR (Financial Accounting & Reporting) lesson in Financial Reporting. 19 min read, ~2,799 words.

A small dental practice books $480,000 of cash receipts and asks its CPA for "an income statement." Under GAAP that filing would need accruals, depreciation, and deferred taxes the practice does not track. A special purpose framework lets the same numbers tell an honest story, but only if the financial statements wear different titles and disclose the basis used.

Most small businesses, individuals, and partnerships do not need GAAP. Lenders, owners, and tax authorities do not demand it. GAAP is expensive: accruals, deferred taxes, fair value, lease capitalization. AU-C Section 800 sanctions five non-GAAP frameworks for audit and requires the auditor's report to describe the basis so a reader does not mistake SPF statements for GAAP.

KEY: SPF is the umbrella term for cash, modified cash, tax, regulatory, and contractual bases.

Cash basis recognizes revenue only when cash is received and expenses only when cash is paid. The balance sheet has cash and equity, nothing else. No A/R, no A/P, no accrued payroll, no depreciation, no deferred revenue.

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Common mistakes

Bottom line

Exam shortcut

When a question shows financial statement titles, the fastest elimination is the noun: any choice with "Balance Sheet" or "Income Statement" is GAAP, not SPF. For cash-to-accrual conversions, write the formula on the scratch pad first (Cash + ΔA/R − ΔUnearned for revenue, Cash + ΔA/P − ΔPrepaids for expense), then plug in. Trap answers usually drop one bucket.

The full lesson (about 2,799 words, 19 min read) adds 2 worked examples, all 6 common mistakes, a self-check, free in the app.

Learning objectives

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