CPA TCP · Property Transactions · Free Lesson

Related Party Transactions, Including Imputed Interest

Free CPA TCP (Tax Compliance & Planning) lesson in Property Transactions. 16 min read, ~2,354 words.

AICPA Representative Tasks (verbatim). 1. Remembering & Understanding: Recall related parties for tax purposes. 2. Application: Calculate the direct and indirect ownership percentages of corporation stock or partnership interests to determine whether there are related parties for tax purposes. 3. Application: Calculate a taxpayer's gain or loss on a subsequent disposition of an asset to an unrelated third party that was previously purchased from a related party. 4. Application: Calculate the amount and treatment of imputed interest on related party transactions for tax purposes.

Congress restricts tax benefits on transactions between parties whose economic unity makes arm's-length dealing unlikely. The primary definitions appear in IRC §267(b) for losses and §707(b) for partnerships.

KEY: In-laws, aunts, uncles, nephews, nieces, and cousins are NOT related parties under §267. Only siblings (whole or half-blood), spouse, ancestors (parents, grandparents), and lineal descendants (children, grandchildren) qualify as family.

The related party tests apply to both direct and indirect (constructive) ownership. IRC §318 attributes ownership through three pathways:

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Exam shortcut

"Siblings yes, in-laws no." Siblings are related parties for loss disallowance. In-laws, cousins, aunts, uncles, nieces, and nephews are not. If the exam presents a loss sale to an in-law, the loss is allowed. "Loss reduces gain, never creates loss." When tracing a disallowed loss to the buyer's subsequent sale, the offset can only reduce gain to zero. If the buyer sells at a loss, ignore the disallowed loss entirely.

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