Retirement Income: IRAs, Roth, RMDs, and Social Security
Free IRS Enrolled Agent SEE Part 1 (Individuals) lesson in Income and Assets. 19 min read, ~2,834 words.
2025 IRA limit \$7,000 (\$8,000 if 50+); Roth phaseout \$150k to \$165k single, \$236k to \$246k MFJ; traditional deduction phaseout (active participant) \$79k to \$89k single, \$126k to \$146k MFJ. RMDs at age 73 (SECURE 2.0); first RMD can defer to April 1 of the next year; missed-RMD excise 25%...
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What this lesson covers
- Content
- Example 1
- Example 2
- Common Mistakes
- Key Takeaways
- Exam Shortcuts
Learning objectives
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