Education, Estate, and Retirement Planning Advice

Free IRS Enrolled Agent SEE Part 1 (Individuals) lesson in Advising the Individual Taxpayer. 11 min read, ~1,663 words.

AOTC \$2,500 max (40% refundable), first 4 years only; LLC \$2,000 max per return, nonrefundable, unlimited years; both phase out \$80,000-\$90,000 single / \$160,000-\$180,000 MFJ in 2025. ยง529 distributions tax-free for qualified higher-education expenses; K-12 tuition capped \$10,000/year, student-loan payoff capped \$10,000 lifetime per beneficiary. 2025 estate/gift exemption \$13.99M; annual...

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