Gift Tax, GST, and Form 709

Free IRS Enrolled Agent SEE Part 1 (Individuals) lesson in Specialized Returns for Individuals. 16 min read, ~2,447 words.

2025 annual exclusion: \$19,000 per donee per donor; gift-splitting election doubles it to \$38,000 for married couples. 2025 lifetime exemption: \$13.99M per donor (credit equivalent \$5,389,800), unified across gift and estate tax; a separate \$13.99M GST exemption is per donor and not portable. Top transfer tax rate: flat 40% above...

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