EA Part 2 · Business Entities and Considerations · Free Lesson

Partnership Income, Distributions, Self-Employment

Free IRS Enrolled Agent SEE Part 2 (Businesses) lesson in Business Entities and Considerations. 8 min read, ~1,132 words.

A father gifts his daughter a 30% interest in his medical practice partnership and tries to shift $60,000 of income to her lower bracket. §704(e) blocks the move: capital is not a material income-producing factor in a services partnership.

The partnership computes ordinary business income on Form 1065, page 1, then separately states items that retain character at the partner level: capital gains, §1231 gains, §179 expense, charitable contributions, interest, dividends, and credits. Partners report distributive share whether or not cash is distributed. Income increases outside basis; losses and distributions reduce it. Losses run through §704(d) basis, then §465 at-risk, then §469 passive before deduction.

Payments to a partner for services or use of capital, determined without regard to partnership income. Deductible by the partnership, reducing ordinary income passed through. Ordinary income to the partner on K-1 box 4, subject to SE tax when paid for services.

KEY: A guaranteed payment is NOT a distribution. The partner pays SE tax directly; no W-2 wages or payroll withholding.

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Exam shortcut

General partner ordinary share + guaranteed payment = SE income. Limited partner share alone = NOT SE. Distribution problems: walk basis. Income up, then distributions, then losses. Distribution above basis = capital gain. Family partnership red flag: services entity (medicine, law, consulting). Capital not material = invalid under §704(e).

The full lesson (about 1,132 words, 8 min read) adds 2 worked examples, all 6 common mistakes, a self-check, free in the app.

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