Understand and explain features of typical mortality curves and heterogeneities in mortality.

Free SOA Exam ALTAM (Advanced Long-Term Actuarial Mathematics) lesson in Survival Models for Contingent Cash Flows. 11 min read, ~1,708 words.

Three landmarks: infant peak, accident hump near ages 18 to 25, senescent log-linear rise past age 40. Gompertz: force of mortality grows exponentially with age. Makeham adds a constant background term for accident and infectious-disease deaths. Doubling time of adult force of mortality is, roughly 7 to 8 years. Heterogeneity...

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