Calculating the Impact of Coverage Modifications

Free SOA Exam FAM (Fundamentals of Actuarial Mathematics) lesson in Short-Term Insurance and Reinsurance Coverages. 18 min read, ~2,659 words.

Exponential:; per-payment mean is always (memoryless). Pareto:, per-payment severity increases with. Uniform on (0,b):, valid only while. Layer payment: works for all distributions. Per-payment = per-loss /: always divide by the survival function, never the CDF. Always check single-parameter vs. two-parameter Pareto; the LEV formulas differ.

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