Estimating Outstanding Claims

Free SOA Exam FAM (Fundamentals of Actuarial Mathematics) lesson in Pricing and Reserving for Short-Term Insurance Coverages. 14 min read, ~2,111 words.

Reserve = ultimate losses - paid losses; IBNR = ultimate losses - incurred losses. ELR: Ultimate = ELR EP. Ignores actual reported data entirely. Chain-Ladder: Ultimate =, with CDF from chained age-to-age factors. Fully data-driven. BF: Ultimate =. Blends actual reported with a priori expected unreported. Percent developed =; percent...

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