Immunization and Cash Flow Matching Construction

Free SOA Exam FM (Financial Mathematics) lesson in General Cash Flows, Portfolios, and Asset-Liability Management. 16 min read, ~2,378 words.

Redington: solve and, then verify. Full immunization: same system, but assets must bracket the single liability ( ). Any rate change. Cash flow matching: work backwards from the last liability; later bonds' coupons reduce earlier needs. Cheapest exact match: cover each liability date with the highest-yielding asset that delivers cash...

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