Immunization and Cash Flow Matching Construction

Free SOA Exam FM (Financial Mathematics) lesson in General Cash Flows, Portfolios, and Asset-Liability Management. 19 min read, ~2,849 words.

Redington: solve and, then verify strict. Shortcut: eliminates most linear-system algebra errors. Full immunization: same system but assets must bracket the single liability ( ), and it holds for any rate change. Cash flow matching: work backwards from the last liability; later bonds' coupons reduce earlier funding needs. Cheapest exact...

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