Credit Risk Transfer Mechanisms

Free GARP FRM Part I lesson in Foundations of Risk Management. 19 min read, ~2,855 words.

Traditional credit-risk mitigation (netting, collateral, third-party guarantees, credit insurance) reduces exposure but does not transfer risk to capital markets. Credit derivatives (single-name and index CDS, total return swaps, CLNs) transfer credit risk to a counterparty without selling the underlying loan. TRS transfers the full economic return including spread moves; CDS...

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