Credit Risk Fundamentals, Governance, and Economic Capital

Free GARP FRM Part II lesson in Credit Risk Measurement and Management. 21 min read, ~3,095 words.

Credit risk is loss from a counterparty failing contractual obligations OR from credit-quality deterioration short of default. Default-mode views one; mark-to-market views both. Insolvency, default, bankruptcy are not synonyms. Insolvency is a balance-sheet condition; default is a contractual breach; bankruptcy is a legal proceeding. Three lines of defense are concurrent...

Read the full lesson, free →
Worked examples and practice. Free with a free account, no card.

What this lesson covers

Learning objectives

Browse all free FRM Part II lessons or jump into free FRM Part II practice questions.