Structured Credit and Credit Derivatives

Free GARP FRM Part II lesson in Credit Risk Measurement and Management. 23 min read, ~3,469 words.

Tranching redistributes pool losses across senior, mezzanine, and equity tranches via a waterfall; equity absorbs first. Each tranche has its own attachment point, detachment point, and credit rating. Default correlation drives senior-tranche risk: senior is long correlation, equity short, mezzanine mixed. Higher correlation makes pool losses bimodal (small or catastrophic)...

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