Investment Function, Reserves, Intraday Liquidity, Stress Testing, and Dealer-Bank Failure

Free GARP FRM Part II lesson in Liquidity and Treasury Risk Measurement and Management. 24 min read, ~3,539 words.

Investment function trades liquidity reserve (short Treasuries, agencies, HQLA) against earnings supplement (longer corporates, MBS, munis); HTM classification freezes the earnings book and selling one HTM bond reclassifies the entire pool to AFS at mark-to-market. Reserve management balances liquidity supply (deposits, maturing securities, repo) against demand (loan demand, deposit run-off...

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