Stress Testing, RAROC, and Capital Planning

Free GARP FRM Part II lesson in Operational Risk and Resilience. 21 min read, ~3,115 words.

Stress testing answers a different question than VaR. VaR asks "what is the loss at a confidence level?" Stress testing asks "what happens if a specific bad scenario occurs?". Schuermann's evolution: SCAP (2009 emergency) led to CCAR (annual quantitative + qualitative review) and DFAST (statutory annual). EBA stress tests run...

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