Customer investment profile and suitability / best-interest obligations

Free FINRA Series 6 (Investment Company and Variable Contracts Products Representative) lesson in Opens Accounts After Obtaining and Evaluating Customers' Financial Profile and Investment Objectives. 8 min read, ~1,223 words.

FINRA Rule 2111 requires reasonable diligence to obtain the customer's investment profile before recommending a security or strategy. The profile covers age, other holdings, financial situation and needs, tax status, objectives, time horizon, liquidity needs, and risk tolerance. Rule 2111.05 splits suitability into three obligations: reasonable-basis, customer-specific, and quantitative. Rule...

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