Securities, Issuers, and State Authority

Free NASAA Series 63 (Uniform Securities Agent State Law Examination) lesson in State Regulation of Securities and Issuers. 19 min read, ~2,853 words.

A security includes notes, stocks, bonds, investment contracts (Howey), variable annuities, and options. Fixed annuities and commodities are NOT securities under the USA. The Howey four-prong test defines an investment contract: investment of money, a common enterprise, expectation of profits, and profits derived from the efforts of others. Three state...

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