Compensation, Custody, and Discretion

Free NASAA Series 63 (Uniform Securities Agent State Law Examination) lesson in Ethical Practices and Obligations. 15 min read, ~2,189 words.

Compensation must be disclosed in writing at or before the advisory contract; "compensation" includes any economic benefit (cash, soft dollars, third-party payments). IA custody triggers a qualified custodian, surprise audit, client notice, and minimum net worth or bond (typically \$35,000). IAR discretion = written authority BEFORE the first trade. BD...

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