CFP Board's Code of Ethics and Standards of Conduct

Free CFP Exam lesson in Professional Conduct and Regulation. 15 min read, ~2,187 words.

Fiduciary duty overrides employer directives; no exceptions. Disclosure alone never cures a conflict; you must still act in the client's best interest. Confidentiality covers even confirming someone is your client. Joint engagements create mutual disclosure; no secrets between co-clients. The 7-step planning process must follow its exact sequence.

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