Free CFP Exam Lessons

All 71 CFP Exam lessons are free to read, each with worked examples. Just a free account, no card.

Professional Conduct and Regulation

• CFP Board's Code of Ethics and Standards of Conduct (15 min)
• CFP Board's Procedural Rules (14 min)
• Function, Purpose, and General Structure of Financial Institutions (13 min)
• Financial Services Regulations and Requirements (16 min)
• Consumer Protection Laws (18 min)
• Fiduciary Standard and Application (16 min)

General Principles of Financial Planning

• Financial Planning Process (13 min)
• Financial Statements (14 min)
• Cash Flow Management (17 min)
• Financing Strategies and Debt Management (17 min)
• Economic Concepts (14 min)
• Time Value of Money Concepts and Calculations (21 min)
• Education Needs Analysis (18 min)
• Education Savings Vehicles (17 min)
• Education Funding (16 min)
• Gift and Income Tax Strategies (18 min)

Risk Management and Insurance Planning

• Principles of Risk and Insurance (14 min)
• Analysis and Evaluation of Risk Exposures (15 min)
• Health Insurance and Health Care Cost Management (16 min)
• Disability Income Insurance (15 min)
• Long-Term Care Insurance and Planning (15 min)
• Qualified and Non-Qualified Annuities (15 min)
• Life Insurance (Individual and Group) (18 min)
• Business Owner Insurance Solutions (15 min)
• Insurance Needs Analysis (17 min)
• Insurance Policy and Company Selection (20 min)

Investment Planning

• Characteristics, Uses, and Taxation of Investment Vehicles (16 min)
• Types of Investment Risk (15 min)
• Market Cycles, Economic Indicators, and Tactical Strategies (16 min)
• Quantitative Investment Concepts and Measures of Investment Returns (20 min)
• Asset Allocation and Portfolio Diversification (14 min)
• Bond and Stock Valuation Concepts (18 min)
• Portfolio Development and Analysis (13 min)
• Investment Strategies (16 min)
• Alternative Investments and Liquidity Risk (19 min)

Tax Planning

• Fundamental and Current Tax Law (15 min)
• Income Tax Fundamentals and Calculations (24 min)
• Characteristics and Income Taxation of Business Entities (16 min)
• Income Taxation of Trusts and Estates (15 min)
• Tax Reduction and Management Techniques (19 min)
• Tax Consequences of Property Transactions (21 min)
• Tax Implications of Special Circumstances (17 min)
• Charitable and Philanthropic Contributions (18 min)
• OBBBA Tax Law Changes (31 min)

Retirement Savings and Income Planning

• Retirement Needs Analysis (16 min)
• Social Security and Medicare Planning (20 min)
• Eldercare and Special Needs Planning (16 min)
• Types of Retirement Plans (15 min)
• Qualified Plan Rules and Options (17 min)
• Non-Qualified Plan Rules and Options (16 min)
• Key Factors Affecting Plan Selection for Businesses (15 min)
• Distribution Rules and Taxation (19 min)
• Retirement Income and Distribution Strategies (17 min)
• Business Succession Planning (15 min)

Estate Planning

• Property Titling and Beneficiary Designations (14 min)
• Strategies to Transfer Property (18 min)
• Estate and Incapacity Planning Documents (14 min)
• Gift, Estate, and GST Tax (19 min)
• Sources for Estate Liquidity (15 min)
• Types, Features, and Taxation of Trusts (17 min)
• Marital Deduction (16 min)
• Intra-Family and Other Business Transfer Techniques (19 min)
• Postmortem Estate Planning Techniques (17 min)
• Planning for Divorce, Unmarried Couples, and Special Circumstances (17 min)
• Planning for Special Needs and Circumstances (15 min)

Psychology of Financial Planning

• Client and Planner Attitudes, Values, and Biases (13 min)
• Behavioral Finance (13 min)
• Sources of Money Conflict (13 min)
• Principles of Counseling (14 min)
• General Principles of Effective Communication (14 min)
• Crisis Events with Severe Consequences (17 min)