Fiduciary Standard and Application

Free CFP Exam lesson in Professional Conduct and Regulation. 16 min read, ~2,381 words.

Suitability < Reg BI < Fiduciary, the CFP Board standard always controls. Disclosure alone never satisfies fiduciary duty, avoid first, then disclose and manage. ERISA uses "solely in the interest of" (strictest); CFP Board uses "in the best interest of". ERISA = prudent expert; common law trusts = prudent person...

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