Fiduciary Standard and Application

Free CFP Exam lesson in Professional Conduct and Regulation. 16 min read, ~2,428 words.

Suitability < Reg BI < Fiduciary: for a CFP professional the CFP Board standard always controls, even when wearing the broker-dealer hat. Fiduciary duty applies to any financial advice, not just comprehensive planning. The CFP Board standard exceeds Reg BI: ongoing, conflict avoidance, all advice (Reg BI is point-of-recommendation, mitigation...

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