Charitable and Philanthropic Contributions

Free CFP Exam lesson in Tax Planning. 18 min read, ~2,636 words.

Cash to public charities: deduct face value, 60% AGI limit, 5-year carryforward. LTCG property to public charities: deduct FMV, 30% AGI limit, no capital gains tax on appreciation. Private foundations: cash at 30% AGI, LTCG property at 20% AGI (basis-only deduction except for publicly traded stock). Qualified charitable distributions (QCDs)...

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