Health Insurance and Health Care Cost Management

Free CFP Exam lesson in Risk Management and Insurance Planning. 16 min read, ~2,326 words.

COBRA = 18 months for job loss, 36 months for divorce/death/dependent loss; costs up to 102%; disability extension reaches 29 months. HSA triple tax: contributions deductible, growth tax-free, qualified medical withdrawals tax-free. HSA disqualifiers: Medicare enrollment, general-purpose FSA, no HDHP, or claimed as a dependent; a limited-purpose FSA (dental/vision) is...

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