Business Succession Planning

Free CFP Exam lesson in Retirement Savings and Income Planning. 14 min read, ~2,131 words.

Cross-purchase agreements give surviving owners a cost-basis step-up but require n(n-1) policies. Entity-purchase agreements need only n policies but provide no basis step-up. ESOPs allow Section 1042 capital gains deferral. C corporation stock only, 30% ESOP ownership minimum. Intentionally defective grantor trusts: grantor-trust rules let the seller ignore the sale...

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