Financial Planning Process

Free CFP Exam lesson in General Principles of Financial Planning. 13 min read, ~1,933 words.

Seven steps in order: Understand, Identify goals, Analyze, Develop, Present, Implement, Monitor. Steps 4 (develop) and 5 (present) are distinct: development is strategy, presentation is communication and consent. Step 1 requires both quantitative and qualitative data; missing either stream leaves the engagement incomplete. Limited-scope engagements still carry full fiduciary duty...

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