Special Accounts, Estate Planning, and Performance

Free NASAA Series 65 (Uniform Investment Adviser Law Examination) lesson in Client Investment Recommendations and Strategies. 23 min read, ~3,524 words.

529 plans allow superfunding: up to 5x the annual gift exclusion in one year, no gift tax. UTMA/UGMA gifts are irrevocable; the minor owns the assets at the age of majority. JTWROS passes by operation of law and overrides a will. Reg T initial margin is 50%; maintenance margin is...