Tax, Retirement, ERISA, and Estate Planning

Free NASAA Series 66 (Uniform Combined State Law Examination) lesson in Client/Customer Investment Recommendations and Strategies. 27 min read, ~4,001 words.

Long-term capital gains and qualified dividends are taxed at 0%, 15%, or 20%; short-term gains and ordinary dividends are taxed at ordinary rates up to 37%. Traditional IRA/401(k) = pretax in, taxed out, RMDs at 73; Roth = after-tax in, tax-free out, no RMDs for owner; 2026 IRA limit \$7,000...