Tax, Retirement, ERISA, and Estate Planning

Free NASAA Series 66 (Uniform Combined State Law Examination) lesson in Client/Customer Investment Recommendations and Strategies. 28 min read, ~4,127 words.

Long-term capital gains and qualified dividends are taxed at 0%, 15%, or 20%; short-term gains and ordinary dividends are taxed at ordinary rates up to 37%. AMT, NIIT, and IRMAA are surcharges targeting high-income clients; NIIT adds 3.8% on net investment income above \$200K (single) / \$250K (joint). Traditional IRA/401(k)...

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