Customer Accounts, AML, and Records

Free FINRA SIE (Securities Industry Essentials) lesson in Understanding Trading, Customer Accounts, and Prohibited Activities. 19 min read, ~2,799 words.

CIP requires name, DOB, address, and SSN/TIN at account opening; verification within a reasonable time. CTR triggers at cash transactions over \$10,000 in a single day (FinCEN Form 112); SARs filed within 30 days for suspicious activity \$5,000+. Reg T sets initial margin at 50%; FINRA maintenance is 25% long...

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